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“Arise, my love, my fair one, and come away.” —Song 2:13

Financial Aid
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For more information

Laura Bryan
(800) 728-7228, x5735
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Or write to:
100 Witherspoon Street
Louisville, KY 40202

Student loans and parent loans for (dependent) undergraduates

Undergraduate and graduate students attending a college/university may receive a loan with no interest accruing while the student is enrolled full-time in a degree program. The program is now open for 2014-15. The interest rate for new student borrowers is 5.5 percent; the interest rate for new parent borrowers is 7 percent. A loan fee of up to four percent  may be charged at disbursement of loan proceeds. For 2014-15, the loan fee will not be applied.


    • Be members of the Presbyterian Church (U.S.A.);
    • Be U.S. citizens or permanent residents of the United States;
    • Demonstrate financial need;
    • Give satisfactory evidence of financial reliability;
    • Be enrolled full time;
    • Be in good academic standing;
    • Be working toward a degree in a college or university that is fully accredited by its regional accrediting association.


What is ‘financial reliability’ for a student or parent loan?

Range of loan

  • Up to $3,000 per year
  • Total loan for undergraduates not to exceed $12,000
  • Total loan for graduate not to exceed $15,000


August 15



Renewal Application


For current loan account information

Please visit KHELSC or call (800) 693-8220.

Supplemental materials

Guidelines to Student and Parent Loans for Applicants


PCUSA Educational Loan Policy